Retirement income planning
Turn your 401(k) and IRA savings into a retirement paycheck.
I'm Dan Huslin. I help people within about ten years of retirement decide whether an annuity belongs in their plan, which kind, and how much. We meet by phone or video, and you get straight answers in plain English.
Where most conversations start
Three things people tell me
"I can't afford another 2008."
A fixed index annuity credits interest linked to a market index. In a year the index falls, you're credited zero, and your balance doesn't drop because of it.
How fixed index annuities work"I want a set rate without the swings."
A fixed-rate annuity, or MYGA, locks in an interest rate for a set number of years. People often compare it with a CD.
MYGAs compared with CDs"I need income that lasts as long as I do."
An income annuity or an income rider can pay you for life, on top of Social Security, no matter how long you live.
Ways to create lifetime incomeRetirement Income Review
How working with me goes
Pick a time
Book a call online. I schedule on Eastern and Central time, so early mornings work for West Coast clients too.
Look at the numbers
Your savings, your Social Security estimate, the income you'll need and when you want to retire.
See your options
What I'd suggest, what it costs, and what happens if you change your mind.
Decide on your timeline
If it makes sense, I handle the paperwork and coordinate the transfer with your current provider.
Start here
Guides for the decisions in front of you
Leaving a job or retiring? Your 401(k) options
Direct rollovers, the 20% withholding trap, and when an annuity inside an IRA makes sense.
When to claim Social Security
What you get at 62, 67 and 70, spousal and survivor benefits, and how to afford waiting.
Retirement taxes and RMDs
Required minimum distributions, taxes on Social Security, and Medicare surcharges.
Annuity questions, answered
Can you lose money, what it costs, how it's taxed, and how I'm paid.
Free guide
Six Retirement Mistakes, and How to Avoid Them
Six quiet mistakes people make as retirement gets close, what each one looks like, and one better move for each. Six pages, plain English.
6 pages. No email needed. Want to go through it together? Book a free Retirement Income Review.